We Speak Your Financial Language

zerenxalthova exists because we saw too many people nodding along in meetings with their accountant, pretending they understood. Financial literacy isn't about fancy jargon or complex spreadsheets—it's about having conversations that actually make sense.

Our Beginning

Started in a Café, Grew Into Something Real

Back in early 2021, three of us were sitting in a café in Parramatta. Jethro had just helped his sister untangle a budget mess that nearly cost her business. Maren was frustrated after watching another friend make poor financial decisions because they couldn't understand their own cash flow. And I'd spent the previous week explaining the same budgeting concept fifteen different ways to fifteen different people.

We kept coming back to the same question: why does talking about money have to feel so complicated? Not the actual numbers—those are usually straightforward. But the way people communicate about finances? That's where everything falls apart.

So we started zerenxalthova. Not as some grand vision, but as an experiment. Could we teach people to communicate about their finances in ways that actually clicked? Turns out, yes. When you strip away the unnecessary complexity and focus on clear, honest conversations about money, people get it.

Team collaboration discussing financial concepts in modern workspace

What Drives Us Every Day

These aren't corporate values we put on a poster. They're the things that come up in our team conversations when we're making decisions about how we work.

Plain Language Wins

If you need a finance degree to understand our materials, we've failed. We test everything on real people first. When someone says "I get it now," that's when we know we're done.

Different People, Different Approaches

Some folks are visual learners. Others need to talk it through. A few want spreadsheets they can play with. We've learned that one-size-fits-all doesn't work with budget communication, so we don't try to force it.

Practical Over Perfect

Your budget doesn't need to be a work of art. It needs to help you make decisions on Tuesday afternoon when you're trying to figure out if you can afford that equipment upgrade. We focus on what actually works in real life.

The People Behind zerenxalthova

We're a small group, which means you'll probably end up working with most of us at some point. Here's who we are and what we bring to your financial conversations.

Jethro Lundquist

Lead Financial Educator

Spent twelve years in corporate finance before realizing he preferred teaching people about money over managing it for them. Has an annoying habit of turning every conversation into a teachable moment, but that's why he's good at this. Lives in Castle Hill with two kids who keep him honest about budget reality.

zerenxalthova team working on educational materials

Financial planning session with zerenxalthova educators

How We Actually Work With You

This isn't a rigid process. Think of it more as a framework we adjust based on what you actually need.

We Listen First

Before we start teaching anything, we need to understand where you're at. What's working? What's confusing? Where do financial conversations break down in your business or household? This usually takes about an hour, and it's probably the most important part of what we do.

Build Your Framework

We create a budget communication system that fits how you actually work. Not how some textbook says you should work—how you really operate day-to-day. This includes language, tools, and processes that make sense for your specific situation.

Practice Together

You learn budget communication by doing it, not by reading about it. We work through real scenarios from your life. Sometimes these sessions get messy—that's normal. The point is building confidence through actual practice.

Check In Regularly

Financial situations change. Your business grows, expenses shift, priorities evolve. We stay connected to help you adjust your communication approach as things change. Most clients touch base with us every few months, some more often.

Let's Talk About Your Money Conversations

Whether you're struggling to explain your budget to your team or just want clearer financial discussions at home, we can probably help. Reach out and we'll figure it out together.

Start a Conversation