Cookie Policy
Last Updated: February 2025
At zerenxalthova, we believe you should understand what data gets collected when you visit our website. This policy explains how we use cookies and similar tracking technologies on zerenxalthova.com.
We're not going to hide behind legal jargon here. Cookies help us remember your preferences, understand how people use our budget tools, and occasionally show you relevant content. You're always in control of these choices.
What Are Cookies Anyway?
Think of cookies as small text files that websites store on your device. They're not programs, can't carry viruses, and won't rummage through your personal files. Really, they're just tiny notes that help websites remember things about your visit.
When you come back to zerenxalthova.com, these notes tell us things like whether you prefer the simplified budget view or if you've already read our latest financial wellness article. Nothing sinister, just practical stuff that makes your experience smoother.
Most websites use them, and browsers have built-in tools to manage them. We'll show you how to control these later in this document.
Types of Cookies We Use
Not all cookies do the same thing. Here's what we use on zerenxalthova.com and why each type matters.
Essential Cookies
These keep the website functioning. Without them, you couldn't log into your account or use our budget calculator. They're the bare minimum needed for the site to work properly.
Functional Cookies
These remember your preferences like language settings or display options. They make return visits feel personalized without requiring you to reset everything each time.
Analytical Cookies
We use these to understand which features people actually use and which ones get ignored. This helps us focus on improving what matters to Australian families managing their finances.
Marketing Cookies
These track your interests across our site so we can show you relevant content about budgeting topics you care about. They also help us understand which educational resources resonate with visitors.
How We Actually Use This Data
Let's get specific about what happens with the information cookies collect from your visits to zerenxalthova.com.
Improving Your Experience
When you adjust settings in our budget planner, functional cookies remember those choices. Next time you visit, everything's already set up the way you like it. Same goes for which articles you've read or which tools you use most often.
Understanding Site Performance
Analytical cookies show us patterns. If everyone abandons a particular feature halfway through, that tells us something's confusing or broken. We saw this happen with our expense tracker in late 2024 and completely redesigned it based on that feedback.
Keeping Things Secure
Essential cookies help protect your account by verifying your login session. They make sure that when you're viewing your personalized budget data, you're actually you and not someone else trying to access your information.
Showing Relevant Content
If you spend time reading articles about saving for home deposits, marketing cookies help us suggest related resources about mortgage budgeting or first-time buyer programs available in Australia. It's about connecting you with information that might actually help.
Taking Control of Your Cookies
You don't have to accept every cookie we offer. Here's how to manage them in different browsers.
Go to Settings > Privacy and Security > Cookies and other site data. You can block all cookies, block third-party cookies, or see and remove specific cookies from individual sites including zerenxalthova.com.
Head to Settings > Privacy & Security. Under Enhanced Tracking Protection, choose Standard, Strict, or Custom. The Custom option lets you pick exactly which types of cookies to allow.
Open Preferences > Privacy. Here you can block all cookies or just those from third parties and advertisers. Safari also has Intelligent Tracking Prevention turned on by default.
Navigate to Settings > Privacy, search and services. You'll find tracking prevention set to Balanced by default, but you can change it to Basic or Strict depending on your comfort level.
Keep in mind that blocking certain cookies might affect how zerenxalthova.com works. Essential cookies are necessary for basic functionality, so blocking those will limit what you can do on the site.
Third-Party Cookies
Sometimes we work with other services that set their own cookies on zerenxalthova.com. This happens when we embed tools or use analytics platforms that help us understand visitor behavior.
For example, we use analytics services to track which budget templates get downloaded most often. These services set their own cookies according to their privacy policies. We choose partners carefully, but you should know they have their own data practices.
These third parties can't access our essential cookies, and we can't access theirs. They're kept separate by design, which is one of the security features built into how cookies work.
How Long Do Cookies Last?
Some cookies disappear when you close your browser (session cookies). Others stick around longer (persistent cookies) so they can remember you on your next visit.
Our essential session cookies last only while you're actively using the site. Functional cookies that remember your preferences typically last up to 12 months. Analytical cookies might persist for up to 24 months so we can track long-term trends in how people use our budgeting resources.
Marketing cookies usually last between 30 and 90 days. This gives us a reasonable window to show you relevant content without tracking your interests indefinitely.
Changes to This Policy
We update this policy when our use of cookies changes or when regulations require it. When we make significant updates, we'll post a notice on zerenxalthova.com and update the date at the top of this page.
If you have an account with us, we might also send you an email about major policy changes. We try to give people advance notice rather than changing things without warning.
It's worth checking back here occasionally, especially if you care about data privacy. We'll always aim for transparency over legal minimum requirements.
Questions About Our Cookie Use?
If something in this policy doesn't make sense or you want to know more about specific cookies we use, get in touch with us.
Address: Suite 6/11 Brookhollow Ave, Baulkham Hills NSW 2153, Australia
Phone: +61755595717
Email: help@zerenxalthova.com