Build Better Money Habits Together

Our practical workshops give families real tools to talk about budgets without the stress. Because money conversations shouldn't feel awkward or overwhelming.

Why Most Budget Plans Fail

Here's something we've noticed over the years—spreadsheets and apps rarely solve the actual problem. Most families struggle because they can't have honest conversations about money.

Our approach is different. We teach communication first, budgeting second. You'll work through real scenarios with other Australian families facing similar challenges. No corporate jargon, no complicated formulas. Just practical techniques you can use at your kitchen table.

The sessions run for eight weeks starting September 2025, with both weeknight and weekend options available. Each group stays small—twelve families maximum—so everyone gets proper attention.

Group of families participating in collaborative budget workshop
Instructor demonstrating budget communication techniques with workshop materials

What You'll Actually Learn

Starting The Conversation

We kick off with the hardest part—breaking the silence around money. You'll learn how to bring up budget topics without triggering defensiveness. Couples and parents both find this module helpful.

Tracking Without Judgment

Most tracking systems make people feel guilty. Ours doesn't. We show you how to monitor spending in ways that reveal patterns without blame. It's about understanding, not policing.

Making Decisions Together

This is where families often get stuck—one person wants to save, another wants to spend. We teach decision-making frameworks that respect everyone's input while keeping you on track.

Adjusting When Life Happens

Budgets never survive contact with reality unchanged. Car repairs, medical bills, unexpected opportunities—we prepare you for flexibility without abandoning your goals entirely.

Meet Your Workshop Facilitators

These aren't theoretical experts. They're people who've navigated their own financial challenges and now help other Australian families do the same.

Portrait of Callum Breckridge, lead workshop facilitator

Callum Breckridge

Lead Facilitator

Spent fifteen years as a financial counselor before realizing most people need communication skills more than complex strategies. Runs our evening sessions.

Portrait of Henrik Solberg, weekend program coordinator

Henrik Solberg

Weekend Coordinator

Former accountant who got tired of watching clients ignore good advice. Now focuses on making budget conversations actually work in real households with kids and chaos.

Portrait of Siobhan Gallagher, family communication specialist

Siobhan Gallagher

Communication Specialist

Brings a background in family therapy to budget discussions. She's brilliant at helping people say what they actually mean without starting arguments.

Ready To Try A Different Approach?

Look, we can't promise you'll suddenly love talking about money. But families who complete the program consistently report less tension around finances and better follow-through on their plans.

Autumn 2025 Program Details

  • Sessions begin first week of September 2025
  • Eight weeks of guided workshops with practical exercises
  • Tuesday evenings 7-9pm or Saturday mornings 9-11am
  • Baulkham Hills location with parking and childcare options
  • Maximum twelve families per group for meaningful interaction
  • All materials and follow-up resources included
Get Program Information

Questions about whether this fits your situation? Ring us at +61 755 595 717 or send an email to help@zerenxalthova.com. We're happy to chat about what you're dealing with and whether our approach makes sense for your family.